Buy to Let Mortgages

A buy to let property can work well as a component of your investment portfolio. As a long-term investment, it's important to balance your buy to let property carefully against your other investments - both short and long-term.

Whether you will receive both an income and a final lump sum from your investment depends on the size of your initial deposit and the level of your mortgage payments. If the market is over-supplied or mortgage rates rise, you could even find yourself having to take a loss on your property - hence the importance of a longer term view.

If you already have an extensive investment portfolio, it is often best to speak to a mortgage adviser about how a buy to let property might fit into this portfolio. If you've already invested in a buy to let property as part of your investment strategy, the adviser can also check that you are paying a competitive rate of interest. With fluctuations in the Bank Base Rate you could be paying more than you should - and your rents could be too high as a result, making your property less appealing to potential tenants.

The key point to remember is that buy to let is a long-term investment - you shouldn't get into property investment looking for short-term gain.


Contact us today:    0151 329 2900   info@mortgage-xperts.co.uk


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for Mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £495

 

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© 2015 A & B Financial Limited (TA Mortgage Xperts)


A & B Financial Limited t/a Mortgage Xperts is Authorised and Regulated by the Financial Conduct Authority.


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Registered Office address: 555 Smithdown Road, Liverpool, L15 5AF.


Trading address: 33 Orrell Lane, Orrell Park , Liverpool , L9 8BU.

 

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

 

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